What if I have bad credit or no credit?

Every borrower’s credit history has to be individually considered.  It is not a good idea to make assumptions about whether or not your credit is good or bad.  Hatboro Federal Savings can evaluate your credit history and prequalify you for a loan or advise you about what you need to do to prepare to become ‘mortgage ready.”

How long will it take after I have applied?

We will begin the work of verifying the information you provide us as soon as we obtain it.  This process can take several weeks, depending on many different factors. Within three days of receiving your application, we will provide you an estimate of closing costs.

How much can I borrow?

The amount of money you can borrow varies based on interest rate, length of mortgage, taxes and insurance costs, condominium/association fees, and other factors.  Click here to utilize our Mortgage Calculator to give you an estimated amount.